Letter templates
Four templates covering the situations in the dispute guides. Fill in the blanks, edit freely, print, sign, and mail. You send it — we do not.
Build your letter
Or download a blank template
Plain text, with the blanks marked. Open in any word processor.
Credit bureau dispute
Your report shows something inaccurate and you want the bureau to reinvestigate it.
Direct dispute to the furnisher
You want the company that reported the item to investigate and correct it at the source.
Identity theft block request
An item appeared because someone used your identity, and you have an identity theft report.
Follow-up after a failed dispute
They verified the item anyway, and you want the description of the reinvestigation procedure.
Before you mail it
- Print it, sign it in ink, and date it.
- Attach copies of every document you listed. Never send an original.
- Make a complete copy of the signed letter and every enclosure, exactly as sent.
- Send certified mail with return receipt requested, and keep the receipt and the green card.
- Write the mailing date and the certified number on your copy.
- Send a separate letter to each bureau reporting the error.